Principles of selection of the best graduates who can apply for remission of a part of their loan

At an undergraduate/graduate/doctoral student’s request, their student loan may be remitted:

  • in the amount of 50% - if the undergraduate/graduate/doctoral student has completed their studies or education at a doctoral school belonging to the group of up to 1%,
  • in the amount of 35% - if the undergraduate/graduate/doctoral student has completed their studies or education at a doctoral school belonging to the group of 1.01% to 5%,
  • in the amount of 20% - if the undergraduate/graduate/doctoral student has completed their studies or education at a doctoral school belonging to the group of 5.01% to 10%
  • of the best graduates of first-cycle/second-cycle/single-cycle degree studies or doctoral schools in a given academic year.


The application for partial remission of the loan should be submitted to the lending institution together with a certificate from the university confirming that the borrower belongs to a particular group of the best graduates of first-cycle/second-cycle/single-cycle degree studies or doctoral schools.

The loan may also be remitted in part or in full if the borrower is in a particularly difficult life situation or if they have permanently lost their ability to repay their financial obligation. The remissions are granted by the minister in charge of higher education at the request of the borrower.

Regulation of the Rector of Kozminski University on the organisation of the process of selecting the best graduates - the file will be available soon

If you have any questions, please send them to: [email protected]